Your best financial move of the year! Take control of your finances this Black Friday with 30% off PocketSmith annual plans. This limited-time offer is valid from Tuesday, 25 November, through Cyber Monday, 1 December 2025. Don’t wait — make 2026 your best financial year yet!

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PocketSmith are offering Happy Savers
50% OFF the first two months of the Foundation Plan!

Personal finance is deeply personal, and everyone goes about it slightly differently but the key to those who succeed and get ahead is working out exactly where their money is. One of the first tips I offer people who email me is to track their financial activity. Only when you do this in some form or other can you make the right changes and start to understand where all of your money is going. PocketSmith is a New Zealand based business who has gone global and I am using it to help monitor my accounts and track my earnings and expenses.